Personal Loans in Point, NY
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Online Personal Loans in Point, NY
PenFed Credit Union, Point
- 4.2(5)
- United States Military Academy, Thayer Rd Bldg 600, West Point, NY 10996, United States
- +1 800-247-5626
- Sunday,Closed
- Get In Touch NowSee Details
- 4.2
Teachers Federal Credit Union, Point
- 3.9
- 278 Rocky Point Landing Road cnr, N Country Rd, Rocky Point, NY 11778, United States
- +1 631-698-7000
- Sunday,Closed
- Get In Touch NowSee Details
- 3.9
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FAQs
1. What's the Total Number of Loan Stores in Point, NY?
You can see 2 loan shops situated in Point, NY.3. Is It Possible for Me To Get Loans in Point, NY? Even With Bad Credit Records?
Apart from Visiting the Listed loan shops above on the spot, you can always obtain loans for poor credit on US Bad Credit Loans, which is pretty handy.5. Can The Unemployed Apply For Online Personal Loans in Point, NY?
Yes, even if you don't have a job in Point, NY, you can get guaranteed personal loans.
2. What Are the Reviews of the Best Loan Stores in Point, NY?
In Point, NY, the best loan shops is PenFed Credit Union. You can notice some most recent comments from the users.
"I am absolutely appalled at how PenFed treated me and handled my account. I have a savings account as well as a very high limit credit card with them, and I have been carrying a balance for some time. Over the last two years, I have made PERFECT, ON TIME PAYMENTS, more than the minimum amount; every single month. Usually, companies reward you for this- NOT PEN FED! I noticed a double interest charge on my otherwise pretty low interest statement, and I called to inquire about it. Lo and behold, they were deceptive while signing me up- Balance transfer from when I first opened the card was not paid off "during the promotional period" so now it moves over to the high interest "Cash Advance" rate... LET ME REMIND YOU- I have never taken a cash advance in my life. And also let me remind you that when I signed up, NO ONE EVER MENTIONED that the "promotional rate" would change to "Cash Advance" rate... I was told it would roll over to my regular interest rate- THIS IS A LIE. So I ask, "Ok what's the balance on the "promotional rate" and I will pay it off right now so I don't need to be charged double interest on one balance" Their "supervisors" answer? "IT DOESN'T WORK LIKE THAT, YOU WILL ALWAYS HAVE CARRY-OVER INTEREST UNTIL YOU PAY THE WHOLE BALANCE OFF" Are you kidding me????? carry over interest???? So they just scam you into thinking that you have one balance, but you really have two, because there is two different interest charges, but it's really only one because we can't separate them and pay one off, and you can't really do anything because we are GREEDY and we want to collect double interest from all the morons who don't look at their statements..... Absolutely ridiculous. So then I ask, "Can you look at my payment history and account info and see if I qualify for a lower overall interest rate?".... NOPE we can't do that either. Tell me why I called Capital One a few weeks back, asked the same question and they were more than happy to check it out and keep my business?????? Ended my call with the SUPER HELPFUL "supervisor" by letting him know I wasn't interested in arguing with him any longer, seeing as he was raising his voice to me, I promptly went with another company, and PAID THE WHOLE BALANCE OFF of my Pen Fed card.... You will NEVER get another dollar of interest from me PenFed. I hope this review makes people double check their statements and call and ASK QUESTIONS. Such shameful customer service, deceitful practices, and all around GREEDY company. I suggest you go with TD Bank, Capital One, or literally anyone else."4. Is It Allowed To Get Online Personal Loans in Point, NY with No Credit Check?
No, you can't get guaranteed personal loans with no credit check. However, you can still take out them via hundreds of professional lenders connected by US Bad Credit Loans.6. In Point, NY, How To Secure Online Personal Loans?
Applicants can get personal loans from the Internet from the stores listed above online or offline. If you choose the online method, you can request guaranteed personal loans with the help of an online loan broker like US Bad Credit Loans.